Encouragement, Issues of the Day

Honoring Our Veterans

Sitting in Chicago O’Hare airport helping my parents travel back from their granddaughter’s wedding in California, an American Airlines worker in his flight line overalls stopped in front of my, then, 89 year-old father. What he did next surprised all of us, not the least of whom was my Dad. Down on one knee, directly in front of him, he said, “Sir, did you serve in WWII?” My father answered, “Yes, I did, I was in the Army.” This young man continued, “Thank you, sir, for your service. It is because of men like you that I was able to immigrate here with my parents.” As quickly as he came, he left. My father was clearly taken aback, but appreciative of the sincere remarks he just heard.

Like my Dad, I too spent four years in the military during the Vietnam conflict. I am proud of my years of service. I enjoyed my time learning, growing as a man and sharing my faith with anyone who would listen. It was a great time of my life, not always easy, but well worth it.

Do you know a veteran? Thank them for their service and let them know you appreciate living in a country full of freedoms that they helped to protect.

And, any veterans who are reading this, I thank you for your sacrificial service for our nation!

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Encouragement, Issues of the Day, Parents, Training

The Sin of Greed; The Blessing of Generosity

Were you aware of the fact that greed is sin? Not sure if I ever heard a sermon on that subject, but it is. Jesus once told the Pharisees that the inside of their cup was full of greed and self-indulgence. Yikes! Greed was even in a list of sins that Jesus mentioned in Mark chapter seven. And in Luke He told us to be on guard from all kinds of greed.

The Apostle Paul in Ephesians described greed as a “continual lust for more.” Then he went on to say that among us there should not even be a hint of greed. In Colossians it was called an “earthly desire.”

No matter how you look at it, greed in the Bible was not a good thing. But, I’ll tell you what is…generosity. You might say being generous is the opposite of greed. I wasn’t raised to be generous or greedy, but I have discovered that one is far more productive, satisfying and pleasure-filled than the other. That tight grip of greed is self-centered and perhaps that’s why Jesus was so verbal about it. The ones steeped in a religious spirit were greedy and self-consuming. It represented everything He was not.

It was with generosity that God sent His only Son. It was with generosity that collections were taken in the early church for the churches that were in need. It was a generous spirit that caught the eye of our Lord when He saw the widow placing her few copper coins in the offering plate. We can be generous with a lot of money or very little money; rarely is it the amount. We can be generous with our possessions and our time. We can possess a generous heart, just like our Father.

How generous are you with that guy holding the sign on the street corner, your restaurant server, the paper or mail delivery person, your garbage hauler, your local church, missionaries, your children, your spouse or your neighbor? A generous lifestyle is a prosperous lifestyle.

 A generous man will prosper; he who refreshes others will himself be refreshed. Proverbs 11:25

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Encouragement, Issues of the Day

Why Am I So Insecure?

Life is full of insecurities. We all have them. I recently turned 63 and realize that I can still deal with insecurity. You’d think that after six decades of life insecurity would be behind me, a distant memory. It’s not though, and here’s why.

Insecurities can surface when we face something or someone new. Insecurities can be present when we lack assurance or have self-doubt. Sometimes there is instability in our lives and the result is feeling a bit insecure. None of what I’ve described, however, is really the problem. What we do with our insecurities is where the problem lies. If in my insecurity I self-medicate or if in my insecurity I connect with a destructive relationship, I am then actually exposing what I really feel about myself…how I see myself.

In other words, when I am feeling insecure, do I turn to destructive thinking and eventually destructive actions or do I grab the truth in order to counteract my insecurities? If in insecurity I believe a lie, then from my spirit must come the truth. That truth can be from God’s word. For example: I am the righteousness of God (II Corinthians 5:21); I am accepted by Christ (Romans 15:7) or I have the mind of Christ (I Corinthians 2:16).  These truths eventually replace the lies and present God’s thoughts about you.  And who could be more secure than God?

You can find many more of these scriptures in a convenient little tract for study and memorization here.  Use these scriptures to build the life of Christ (Colossians 1: 28) in yourself and others!

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Children, Encouragement, Issues of the Day, Marriage, Parents, Singles, Small Groups

10 Reasons Why We Need a Local Church in Our Lives

I recently returned from serving a local church in Chicago, IL and was reminded in so many different ways of why we each need a local church in our lives and the lives of our family. To me it is imperative to be in close relationship with those persons who care about you and your family. It is essential to have that connection for not just receiving, but giving as well.

So, here are 10 reasons for being intentionally connected to a local church.

 

  1. Support – A local church connection provides support to family and/or us as individuals. It is a vehicle that God has chosen to provide spiritual and emotional support for personal growth. It is a spiritual family with fathers and mothers who will care about you and your future. (I Cor. 4:5; Heb. 12:9; I John 2:13, 14)
  2. Fellowship (koinonia) – The local church is a place of relational connection and belonging. It is a place of family with common life values. We are not alone in this world when we have a local church connection. We have people around us who personally care about our welfare. Wholesome and positive friendships can develop with our younger children, our teenagers and ourselves. An active, involved, dedicated and serious youth group can save a teen’s life. (Acts 2:42; I John 1:7)
  3. Service – The local church is a place where we can work toward and support a vision outside of ourselves. We all need something bigger than ourselves and a local church with vision can provide that. We can connect with the vision and find valuable ways to serve others. (Acts 12:24, 25)
  4. Gifts – It is a place for us to learn, practice and use our spiritual gifts. The body of Christ needs one another and the gifts that we each bring. Those gifts given us by God are not to be hidden, but made use of to serve others. The local church is the perfect place to use your teaching, serving, hospitality, prayer or mission gifts. (I Cor. 12: 12-27; I Peter 4:10)
  5. Resources – A local church is extremely important to a family. There are resources available at every age level to participate in. There are ongoing trainings and seminars for raising children, budgeting, marriage and the like. Often there are even counseling, coaching and mentoring resources. Families who attend church together have a clear advantage over those who do not – they have resources above and beyond themselves. There is far less isolation and far more family interaction with spiritual connections and challenges. (II Timothy 2:2)
  6. Outreach – A local church is often the vehicle for local community outreach. Local churches are involved with the homeless in their community, the after school tutoring and the missionaries serving overseas. Your family can have a direct effect and impact in the world by participating with these worthy causes. (II Timothy 4:5)
  7. Education – The local church is a place of education in the Bible and in practical Christian living. It is a place where our whole family can grow through sermons, Sunday school classes, seminars, video classes and so much more. (II Timothy 3:16, 17)
  8. Groups – Small groups provide accountability and discipleship for each of our lives. The small group setting is a place of greater relational intimacy while it provides room for open discussion and opportunities for praying together. (Acts 5:42; 16:34; 20:20; Romans 16:5; I Cor. 16:19)
  9. Giving – The local church is the place to give our tithe and sow financial seed into something that we know and trust. We can give elsewhere to a lot of really good causes, but it’s difficult to know where our money is going. Not so with the local church and the built-in responsibility that is offered. (Malachi 3:10; Matthew 6: 3,4; Romans 12:8)
  10. Accountability – When we are part of a local church, there is a provision aspect of someone watching over our soul, someone(s) caring about our daily life and our future. There is the possibility of others who we can look up to that are inspiring models in integrity, marriage, spiritual gifts, etc. There are positive peer relationships that help us to keep moving forward in our faith, growing, being challenged and calling us to a higher level of faith. There are businesspersons and homemakers that can help us walk out our daily lives. (Psalm 119:26; Hebrews 13: 17)

I have experienced all of these and more in many local churches and I appreciate the body of Christ so much. God is not angry at His church as so many speak today, but rather, He loves His church, He died for His church and longs for His church to be with Him one day. Until then, be a vital part of a growing, Bible believing and faith-filled local church body. You and your family will grow and help to grow others.

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Encouragement, Marriage, Postmarital, Premarital

Staying Together Chapter Thirteen: The Six Most Important Words

This completes a thirteen-week blog series that has shared a snippet from each chapter of our new book, Staying Together, Marriage: A Lifelong Affair by Steve & Mary Prokopchak. This book is available through House to House Publications.

We are settled. We do not have to always agree, but rarely do we disagree. Steve is Mary and Mary is Steve and we desire the very best and the highest goodwill for each other. We are not competing with one another and we are not jealous of each other. We will not settle for mediocre in our relationship and we will not allow a spirit of discontentment to show its ugly head. We both know that through the grace of God and His goodness to us, we gained something…or someone in marriage. When we said “yes” to one another, we said “no” to every other possible partner out there. We have no regrets.

What are the six most important words in marriage? Are you ready to hear them? Once you hear them, you will be accountable for knowing the right thing to say and to do.

You’ll find those six words, maybe nine, in chapter thirteen, the final chapter of Staying Together, Marriage: A Lifelong Affair. I hope you have enjoyed this thirteen-week series introducing you to our new book. Please order a copy for yourself today and one to give away to a couple you know. Please consider running a “Staying Together” small group to encourage other marriages.

Other ordering options:

B&N: https://www.barnesandnoble.com/w/staying-together-steve-mary-prokopchak/1125534926?ean=9780768414905

Amazon: https://www.amazon.com/Staying-Together-Marriage-Life-Affair/dp/0768414903/ref=sr_1_2?s=beauty&ie=UTF8&qid=1499959168&sr=8-2&keywords=steve+prokopchak

CBD (Christianbooks.com): https://www.christianbook.com/staying-together-marriage-a-lifelong-affair/steve-prokopchak/9780768414905/pd/414905?event=ESRCG

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Encouragement, In the news, Issues of the Day

Perhaps Our Nation Needs a Perpetual Crisis

When your neighbor’s house is flooded, the roof is blown away from a hurricane or gutted from a devastating fire, are you inclined to help them? Are you moved with compassion to serve them and pour all the effort you can into assisting them toward recovery?

If your answer to those questions is “yes,” then please consider the next set of seriously posed questions. Before reaching out a hand, would you first ask them their political persuasion or would you first consider their race or nationality? Perhaps you might contemplate their religion or sexual orientation…?

I doubt it. I think you would roll up your sleeves and get busy. Why? At the point of crisis these things do not divide us, rather we are united by the need in their lives. We are drawn by compassion with a desire to help alleviate their personal disaster or discomfort.

United by the need in their lives… That perceived need causes you and I to respond differently. That need reflects our heart to benevolently care for others, even though they may be radically different from us in numerous persuasions.

If it takes a crisis to unite the nation we live in, then perhaps what we need are ongoing, deliberate and strategically placed crises. But that just sounds heretical and down right awful doesn’t it?

How about this instead?

Love the Lord your God with all your heart and with all your soul and with all your mind. This is the first and greatest commandment. And the second is like it: ‘Love your neighbor as yourself.’   Jesus

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Encouragement, Issues of the Day, Marriage, Parents, Postmarital

Staying Together Chapter Eight: Putting Your Money Where Your Value Is

Note: This thirteen-week blog series will share a snippet from each chapter of our new book, Staying Together, Marriage: A Lifelong Affair by Steve & Mary Prokopchak. This book is now available through House to House Publications.

If your goal was to tear apart your marriage, money arguments would certainly help. But marriage is not about me and mine; it’s about us and ours.

Mary and I already confessed to you that our biggest disagreements early on in our marriage had to do with money. We talked about our differences in how we valued and viewed finances. But what we didn’t discuss was how to make those distinct differences a point of strength rather than a point of weakness within our relationship. Often, right down to the demise of a marriage relationship, we can experience deeply heated and contested issues over money and co-owned possessions.

If God provides for us and shares this wealth with us, then our position before Him is that it is all His, and we simply steward that which He shares with us.

“Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine” (Prov. 3:9-10). This is the first step in our own financial discipline. It is a step that says Jesus is Lord of our finances.

We will ask you to complete a budget in this chapter so that you can “see” what’s coming in and what’s going out, along with many other financial values questions to consider as a couple.

Other ordering options:

B&N: https://www.barnesandnoble.com/w/staying-together-steve-mary-prokopchak/1125534926?ean=9780768414905

Amazon: https://www.amazon.com/Staying-Together-Marriage-Life-Affair/dp/0768414903/ref=sr_1_2?s=beauty&ie=UTF8&qid=1499959168&sr=8-2&keywords=steve+prokopchak

CBD (Christianbooks.com): https://www.christianbook.com/staying-together-marriage-a-lifelong-affair/steve-prokopchak/9780768414905/pd/414905?event=ESRCG

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Encouragement, Marriage, Postmarital, Uncategorized

Staying Together Chapter Seven: Fighting and Arguing or Praying and Agreeing

Note: This thirteen-week blog series will share a snippet from each chapter of our new book, Staying Together, Marriage: A Lifelong Affair by Steve & Mary Prokopchak. This book is now available through House to House Publications.

We made a major discovery early in our marriage. When it came to conflict, we could choose to “fight and argue,” or we could “pray and agree.” Disagreement is powerful, but agreement is even more powerful.

Our most frequent disagreements focused on the fact that Mary was a “spender” and I (Steve) was a “saver” when it came to our personal view of finances. Those two opposing values would often clash.

At the core of disagreement is the attainment of a need, and sometimes it’s the attainment of a mere want. Either way, we want to be sure that you receive this profound message: it is not disagreement itself that is the problem. Rather, it’s the inability to resolve disagreement.

In this chapter you’ll discover how to bring a resolve to conflict through a very specific biblical pattern. Ever since God has given us these steps we have been faithfully using them and enjoying the fruit of agreement found within resolve.

Other ordering options:

B&N: https://www.barnesandnoble.com/w/staying-together-steve-mary-prokopchak/1125534926?ean=9780768414905

Amazon: https://www.amazon.com/Staying-Together-Marriage-Life-Affair/dp/0768414903/ref=sr_1_2?s=beauty&ie=UTF8&qid=1499959168&sr=8-2&keywords=steve+prokopchak

CBD (Christianbooks.com): https://www.christianbook.com/staying-together-marriage-a-lifelong-affair/steve-prokopchak/9780768414905/pd/414905?event=ESRCG

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Children, Encouragement, Issues of the Day, Parents

Ten Ideas to Help Your Son or Daughter Pay for College

My wife and I helped three children through college and we learned a lot from that experience. There are some things we would do over if given the opportunity, but more so we wanted to pass on to you some ideas about paying for college. It can seem impossible, but we do not believe that your son or daughter has to leave college with huge debt that inhibits them for their future. So here are our recommendations for those children who may be college bound.

  1. Take as many college courses as possible while still in high school. This can start while your student is still a junior in high school and it’s cheap. These courses are typically affiliated with a local college campus and they love starting students in their educational programs early.  Also, high school AP courses are often accepted for college credit.
  2. Start looking for scholarships while still in high school. Have them talk to their high school counselors about local scholarships. Money is out there; you have to make it your job (and your student’s job) to find the resources. We even found interest free loans from agencies in our local area that helped our children. Some schools, in conjunction with local rotary clubs and the like, have loan funds available to students.
  3. Attend a school in your state. Often there are heavy discounts for attending a school in your home state. (Obviously these are state schools only and not private schools.) Sometimes scholarships are available just for staying in state.
  4. Take your general education courses (normally the first two years) at a local community college. Community colleges are so much less expensive than universities offering the same courses. Live at home and go to community college and then attend your last two years on the campus of your choice to complete your education. It doesn’t sound as exotic, but it dramatically lowers the debt load.  As well, take advantage of on-line courses. Nine out of ten colleges now offer on-line courses at a far less expense.
  5. Take a year off to work after high school – a “gap” year. There definitely is a gap year advantage as most students do not know what they desire to study. Enter the work force and learn about labor, serving, hourly wages, taxes and saving for college. Perhaps you can locate a job that will continue even as you enter college. Two of our children were waiters at local restaurants and made good incomes in the field.
  6. Do you have a grandparent that would like to sow into their grandchildren’s education? Ask…perhaps they are waiting to help in any way possible. Start 529 Education Savings accounts into which parents and grandparents can contribute and those contributions may be state income tax-deductible.
  7. Be very aware of which loans you sign up for. When parents co-sign for loans they become responsible for those loans. You cannot predict what might happen in the future. Know that federally “subsidized” loans have deferred interest until six months after graduation. Complete your FAFSA forms as early as possible for possible state grant money.
  8. Keep working to lower your borrowed dollars. Your student should work full-time during the summer and at least part-time during the school year. There are jobs on campus and off. It all adds up and helps tremendously.
  9. Keep a close eye on all your loans, the accrual and the interest rates. A good rule of thumb is that your child would graduate from a four-year college program with no more than one year of tuition debt.  (For example: if tuition is $28K per year, your student would graduate with no more than $28K in debt.)
  10. Finally, consider a career assessment test for your son or daughter that helps them to narrow down and/or identify possible majors to study. When your child knows what they desire to study according to their gifts, wasting money on subjects that will not relate to his or her field of study will decrease.

Bonus: Teach your son or daughter to utilize a budgeting tool so they learn how to budget their money and help control their spending and saving while on campus. It might help them to not visit Starbucks daily, purchasing five-dollar drinks. Train them to use cash or debit cards and not credit cards for common purchases. Finally, check out this blog on 7 Ways To Go To College For Free.

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Encouragement

Three Very Important Days in Each of Our Lives

There are three days that we each share (to add to a Mark Twain quote): The day we were born; The day we were born again: The day we discover why we were born.

The day we were born:

Regardless of where you were born, what family you were born into or any negative aspects of your birth and life, our heavenly Father so much wanted you to be born that you were given life by Him. He created you and He breathed life into you for this exact time on the earth. Life is a gift from God!

The day we were born again:

This is the day we realized God’s love for us and our sinfulness. This is the day we were given eternal life through the death of God’s Son, Jesus. This is the day our Savior longs for in the life of each and every being He has created. It is this day which marks us for an eternal kingdom, a kingdom not of this world.

 The day we discover why we were born:

The why of our life… every person on earth wants to know the reasons for which they exist. Everyone longs to know their purpose, their call, their gifts and their contribution to this short season on earth. When we discover our uniqueness, our calling and our purpose, we discover the Jesus call to live life through Him, for Him and from Him.

So we keep praying for you, asking our God to enable you to live a life worthy of his call. May he give you the power to accomplish all the good things your faith prompts you to do. (II Thessalonians 1:11)

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