Marriage oneness is a gift from God. However, one of the more difficult areas of marriage to reach oneness in is that of finances. My wife and I struggled in this area for years. She was a “spender” and I was a “tight wad.” At least that’s how we each viewed the other when it came to finances. 

The Fidelity company did a study in 2024 of couples and their money. It was pretty telling as they surveyed 1,800 couples. Fifty five percent felt good about their financial health. Twenty five percent said that money is their greatest relationship challenge. Among Gen Z couples that percentage increased to 29%. But what else did they discover?

• 25% said they resent being left out of financial decisions
• 25% said they are frustrated by their partner’s money habits
• 34% said the disagree on their savings goal
• 36% do not know how much money their spouse earns
• 55% said they are making retirement savings decisions together
• 53% did not agree on the amount of savings they needed for retirement
• 47% disagreed on how much risk they are comfortable with in their investments

We obviously need to improve our financial relationship. We need to communicate and agree on our tithe and giving, our savings, our credit card use, our debt and our overall budget. God desires finances to be a blessing, not a curse. 

Mary and I finally discovered that she was not a “spender,” but rather a giver. I was not a “tight wad,” but rather a saver/investor for our future. Those two areas combined in our marriage, honoring one another and how we are built financially, has become a huge blessing and now an area of strength, agreement and oneness.

We save more in order to give more.

The blessing of the Lord makes rich, and he adds no sorrow with it (Proverbs 10:22).