Tag Archives: money

Challenge, Issues of the Day, Men, Parents, Singles, Training, Women

Time or Money, Which is More Valuable?

Do you value money over time or time over money? Perhaps an illustration would help.

Let’s say you are building a new home, and a generous friend offers you $5,000.00 toward the cost of the house build. Then let’s say someone says to you, “I don’t have money to give you, but I can help you build your new home.” Which offer are you more inclined to take, the one who offered financial help or the one who offered free labor?

Someone who offers us their time and talent speaks of a willing commitment toward you and your personal goal. We tend to find that level of commitment of greater value than someone handing us funds. Why? Because money is of relative value. For example, if I offer a twelve-year-old $100.00, they’re going to think they won the lottery. If I offer a wealthy businessperson $100.00, they might laugh at me. 

If we waste our money we can always earn more but having only 24 hours in a day and seven days in a week, we cannot get that back. When we waste time, we waste a valuable commodity that cannot be returned to us, i.e., we simply cannot create more time. 

I have the privilege of attending my grandchildren’s baseball, football, and soccer games and I often observe parents on the sideline with their eyes glued to their cell phones. When their children see them do you think those kids feel valued? That time for the child and the parent is wasted, and they’ll never get it back.

It is said that you can’t buy love. Money won’t and gifts won’t. Love grows because you are investing time into a relationship. Giving our time to serve others is far more meaningful and relationship building than giving our money. While it’s valuable to support a mission team with finance, it’s far more valuable to you and others to actually go and serve on that mission team. 

Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me. (Matthew 25:40)

And do not forget to do good and to share with others, for with such sacrifices God is pleased. (Hebrews 13:16)

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Challenge, Issues of the Day, Marriage, Men, Parents, Postmarital, Premarital, Women

The Blessing of Money in Marriage

Marriage oneness is a gift from God. However, one of the more difficult areas of marriage to reach oneness in is that of finances. My wife and I struggled in this area for years. She was a “spender” and I was a “tight wad.” At least that’s how we each viewed the other when it came to finances. 

The Fidelity company did a study in 2024 of couples and their money. It was pretty telling as they surveyed 1,800 couples. Fifty five percent felt good about their financial health. Twenty five percent said that money is their greatest relationship challenge. Among Gen Z couples that percentage increased to 29%. But what else did they discover?

  • 25% said they resent being left out of financial decisions
  • 25% said they are frustrated by their partner’s money habits
  • 34% said the disagree on their savings goal
  • 36% do not know how much money their spouse earns
  • 55% said they are making retirement savings decisions together
  • 53% did not agree on the amount of savings they needed for retirement
  • 47% disagreed on how much risk they are comfortable with in their investments

We obviously need to improve our financial relationship. We need to communicate and agree on our tithe and giving, our savings, our credit card use, our debt and our overall budget. God desires finances to be a blessing, not a curse. 

Mary and I finally discovered that she was not a “spender,” but rather a giver. I was not a “tight wad,” but rather a saver/investor for our future. Those two areas combined in our marriage, honoring one another and how we are built financially, has become a huge blessing and now an area of strength, agreement and oneness.

We save more in order to give more.

The blessing of the Lord makes rich, and he adds no sorrow with it (Proverbs 10:22).

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