Challenge, Issues of the Day, Marriage, Men, Parents, Postmarital, Premarital, Women

The Blessing of Money in Marriage

Marriage oneness is a gift from God. However, one of the more difficult areas of marriage to reach oneness in is that of finances. My wife and I struggled in this area for years. She was a “spender” and I was a “tight wad.” At least that’s how we each viewed the other when it came to finances. 

The Fidelity company did a study in 2024 of couples and their money. It was pretty telling as they surveyed 1,800 couples. Fifty five percent felt good about their financial health. Twenty five percent said that money is their greatest relationship challenge. Among Gen Z couples that percentage increased to 29%. But what else did they discover?

  • 25% said they resent being left out of financial decisions
  • 25% said they are frustrated by their partner’s money habits
  • 34% said the disagree on their savings goal
  • 36% do not know how much money their spouse earns
  • 55% said they are making retirement savings decisions together
  • 53% did not agree on the amount of savings they needed for retirement
  • 47% disagreed on how much risk they are comfortable with in their investments

We obviously need to improve our financial relationship. We need to communicate and agree on our tithe and giving, our savings, our credit card use, our debt and our overall budget. God desires finances to be a blessing, not a curse. 

Mary and I finally discovered that she was not a “spender,” but rather a giver. I was not a “tight wad,” but rather a saver/investor for our future. Those two areas combined in our marriage, honoring one another and how we are built financially, has become a huge blessing and now an area of strength, agreement and oneness.

We save more in order to give more.

The blessing of the Lord makes rich, and he adds no sorrow with it (Proverbs 10:22).

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Challenge, Encouragement, Issues of the Day, Marriage, Men, Parents, Postmarital, Training, Women

The Surprising Changes in the Beliefs and Boundaries of Marriage Today (Part 1)

In my many years of studying, researching, writing, interviewing and counseling in the pre- and postmarital realm, I had little hope I would see secular research come to agree with so many of my findings and beliefs. But the proof just keeps showing up in article after article.

My belief, without waver, is that premarital experiences directly relate to our marriages and that pre-marriage sexual experiences harm the marital experiences of life as a married couple. In the recent past the typical sequence to marriage went something like this: dating, sex, cohabitation, maybe children and then marriage.

Sex and cohabitation before marriage

Psychologist Galena Rhoades PhD and Scott Stanley in an online article titled Before “I Do,” What Do Premarital Experiences Have to Do with Marital Quality Among Today’s Young Adults, now questions this contemporary view of how family life begins in our society. She believes that every serious relationship has certain milestones, like the first kiss to actually coming to a definition of where the relationship is going. She unequivocally states that about 90% of couples are sexual before marriage according to one study (Diner, 2007). She also states that most couples live together before marriage (Copen, Daniels, and Mosher, 2013).

But then she writes this, “Many of them have sex with multiple partners before finding the person they will eventually marry. Do premarital sexual relationships relate to later marital quality? Yes and no. It depends on who you are having sex with. Men and women who only slept with their (future) spouse prior to marriage reported higher marital quality than those who had other sexual partners as well. This doesn’t mean that sex before marriage will doom a marriage, but sex with many different partners may be risky if you’re looking for a high-quality marriage.” 

Dr. Rhoades makes this eye-opening conclusion, “We generally think that having more experience is better [in life] but what we find for relationships is just the opposite.”

Multiple experiences with multiple partners sexually is now actually linked to marriages that are worse off and that having a long history with cohabitating may actually cause you to devalue your spouse. 

Marrying young

Brad Wilcox, a director of the National Marriage Project and Professor of Sociology at the University of Virginia wrote an article on how marrying young (by young I mean early 20’s) and without cohabitating “seems merited.” He wrote, “Our analyses indicate that religious men and women who married in their twenties without cohabitating first–have the lowest odds of divorce in America today.” Read that last sentence again, please.

What is it that the author of this study suspected as to why the success rate? “We suspect one advantage the religious singles in their twenties have over the secular peers is that they are more likely to have access to a pool of men and women who are ready to tie the knot and share their vision of a family-focused life.”

It has been believed and practiced for decades that a college education with a lot of dating, partying, fun, one-night stands and living together and then finally career all came first before settling down with a commitment to marriage. The statistic of living together (70%) before marriage is scary high. But Professor Wilcox wrote this, “But the conventional wisdom here is wrong: Americans who cohabit before marriage are less likely to be happily married and more likely to break up.” In fact, he says that couples who do cohabitate have a 15% more likely chance of divorce than those who do not.

Milestones in dating and pre-marriage days in a couple’s life means something because decisions mean something. We can remember when our spouse first spoke the words, “I love you.” We can recall where we were when we became engaged. We either loved or endured premarital counseling, but it was another milestone, a decision we made for us and our success in marriage. 

Fifty years of marriage 

Over 50 years ago my wife and I abstained sexually out of total love, commitment and respect for one another–keeping for marriage what belongs only to marriage. We did not cohabitate because we knew this one act reduces the chances of a healthy lifelong marriage. We had a large wedding because we wanted others to celebrate with us, hold us accountable and enter into our joy of oneness. We went on a two-week honeymoon dropping out of life as we knew it to simply work on becoming one. We did not know one another intimately (sexually) prior to marriage, but we discovered the joy of purity meeting purity night after night.

It was not a college education, financial security, sexual experiences or age that helped to create these milestones, it was love for God and a desire to obey His truth. We were married in our early twenties and we continue to celebrate milestones in our marriage. We are celebrating the milestone of half a century of marriage throughout this year and we are thankful for a godly foundation.

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Challenge, Children, Encouragement, Issues of the Day, Just for fun, Leadership, Marriage, Men, Parents, Postmarital, Premarital, Singles, Uncategorized

A Message to the Newly Married or the Soon to Be Married

In another two months my wife and I will be married for 50 years. I hope that counts for something. 

When we look back, it’s easy to identify multiple mistakes that we made. It’s as well, easy to identify those decisions that worked. Taking responsibility for our decisions and their outcome is a major step toward maturity in a marriage relationship. Good decisions reap good outcomes and bad decisions reap a consequence that we both must own and then grow from. 

So, those thoughts lead me to pen some advice from an older married couple. Here goes:

  • Stay away from major discussions or decisions if you’re hungry or tired.
  • Treat your spouse the way you desire to be treated. (Luke 6:31)
  • Place your spouse ahead of yourself (Philippians 2:3-4).
  • Never leave or return home without finding each other and sharing a kiss and an “I love you.”
  • Make each other laugh. Have fun. (Proverbs 17:22)
  • Your most intimate connection is praying together (Matthew 18:19).
  • Do not look for 100% agreement in everything. Accept that you will always enjoy some personal differences. They’ll make you a better team.
  • Realize that agreement is greater than disagreement (Amos 3:3).
  • Conflict is inevitable and part of a close relationship. Conflict is not wrong, however; conflict without compromise and then finding a resolve is wrong.
  • Build a livable, agreeable budget and stick to it.  
  • Always have a short-term savings and a long-term savings.
  • Do your best to stay out of debt (Proverbs 22:7).
  • Never maintain a credit card balance (Psalms 37:21).
  • Give one another a monthly spending allowance.
  • Doing without lots of things can save your marriage.
  • Hold hands…a lot.
  • Write love notes and send cards in the mail to one another.
  • Bring home surprises for each another.
  • Date your spouse and when children arrive, date your children.
  • Check your pockets before putting your clothes in the wash.
  • Men, put the toilet seat down.
  • Divide cleaning responsibilities along with other household duties.
  • Take lots of time to talk and enjoy conversation.
  • Keep the TV and other devices out of or turned off in your bedroom.
  • Make your bedroom a special place where you end your day and then begin your day together.
  • No kids in your bedroom.
  • Remember that romance is not over once you’re married; it just began.
  • Always have at least one meal together every day, two if possible.
  • Keep complaining to a minimum; keep praise to a maximum.
  • Sit on the porch or deck together. No porch/deck? Build one.
  • Learn the skill of listening, not just talking.
  • Always construct in private.
  • When children arrive, remember they will be one of your most important contributions to your world; so treat them with love, respect, provide life-giving correction and don’t give them to someone else to raise.

There are more, but that’s for another time. 

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Challenge, Encouragement, History, Issues of the Day, Marriage, Men, Training, Women

Is Marriage Christian?

Marriage is not Christian, per se; it is a creation act of God.  Marriage was His idea from the beginning, as the cultures and religions of the world marry.  But the evil one has provided numerous counterfeits for marriage, e.g., cohabitation, numerous ongoing sexual partners, dating with an ongoing emphasis of breaking up and hurting others.  Keep in mind, there can only be a counterfeit if there is a real. You and I were created for a very real relationship with God and others and yet it seems to be relationships that we struggle with the most.  

Ninety three percent of Americans rate having a happy marriage as one of the most important objectives in life.  In 1992, the number one aspiration of high schoolers was having a good marriage and family life.  College students today are desperate to have only one marriage.  Over 70% of adult Americans believe that marriage is a lifelong commitment that should not be ended unless under extreme circumstances.  Get this: 85% of divorced and separated persons still believe that marriage is for life.  

Then why is cohabitation so prevalent today?  There is no legal or social pressure today against cohabitation.  The latest census figures show four million couples (men and women and not same-sex couples) are living together.  That is 8 times as many couples as in 1970.  The slide started with less moral prohibition against premarital sex in our culture, which opened the door to living together unmarried.  The more culture practices the abnormal, the more normal it becomes, e.g., abortion, divorce, cohabitation, etc. Cohabitation is popular with the loss of the negative stigma, the lack of commitment, the lack of well-defined responsibilities and authority and it provides the idea of an easy exit when it does not work out.

But the human heart craves security, commitment and a marriage enforced by love and the law, as well as social custom.  We want and need love and a vow spoken to commitment is the strongest contract we have…called a covenant in the scriptures.  Covenant is stronger than contract.  Contracts are written to be broken.  Covenant, if broken under Old Testament law, was certain death.  Marriage is not the end of freedom; it is the beginning of freedom to join our hearts and sprits together to fulfill God’s mission together in becoming one.  It is not about loss of freedom in any form, but about gaining a partner to support and be supported, to trust and be trusted, to provoke to growth and to give life to family.

Marriage changes life, behavior, social standing, expectations, relationships, and even tax forms.  It is making decisions jointly and growing as a long-term team.  Marriage is like long-term care insurance.  It promises to remain strong in sickness and in health.  It is a partnership to protect, to share equally, to serve, to provide for the needs of one another without selfish demand.  

(Thanks to the book, A Case for Marriage, by Linda Waite; Maggie Gallagher for the above statistics.)

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Challenge, Marriage, Men, Parents, Women

Is Your Marriage Growing Closer or Distancing?

Marriage relationships are typically gaining ground or losing ground, becoming closer or creating distance. Let me share a few examples:

A silence after a disagreement = distance

Boredom sets into the relationship = distance

Tension due to differing goals or desires = distance

The loss of intimacy or sexual oneness = distance

Unforgiveness = distance

What are some examples of growing in closeness?

Agreement with our budget = closeness financially

Praying together = closeness to God and one another

Maintaining date nights = closeness in fun and communication

Maintaining our physical oneness = intimacy closeness

Taking daily time to hear one another’s heart = closeness shared openly and honestly

We’ve all been there. We’ve all experienced times of deep connection in our marriage and times of boredom or discontent with our marriage. Sometimes life becomes mundane and we take our marriages for granted or we simply become lazy with finding time for each other, communicating and going out on a date. We let our sexual lives lapse as we prioritize so many other things in life over our own intimacy connections. 

When we feel distance in our relationship let’s call it out, expose it, confess it and work at getting back on track. Honest feelings shared can bring honest solutions. Allowing distance to grow makes it more difficult to return to closeness. 

Take some time to share several ways in which you can grow and maintain your closeness as a couple.

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Challenge, Just for fun, Marriage, Men, Parents, Women

Are You Play Deficient in Your Marriage?

You’re happily married. In fact, you’d do it all over again, right? But now there are so many intense responsibilities. Multiple others are depending upon you. Life is serious and you’re right in the middle of it with or without fun. 

Fun is now something you have to remind yourself of or, God forbid, actually plan. Play was so easy when we were merely engaged to be married. It came so naturally without much effort. Now it seems like we need to make it a goal for our marriage. 

The Bible tells us that laughter is like medicine. It’s true. Here are some of the medicinal effects laughter does for us: it’s a natural pain killer; it reduces blood pressure; it decreases depression and anxiety; it boosts the immune system; it’s just good for our mental, physical and spiritual health.

Let’s take it a step further. What is fun for you as a couple? What is energizing? What fun things replenish you? Discovering these things for us as individuals is great and necessary, but discovering them for our marriage is energizing for a play deficient marriage. 

Perhaps you’re in a stage of marriage where you are raising young children. Fun with them as parents is important, but taking time for the two of you is just as important. Or, maybe you’re at a stage where you’re spending a lot of time together. Be sure to plan fun activities so boredom does not set in. 

My wife and I had nonchalantly driven by a local Harley Davidson factory for many years and then we found out they offer free tours. Wow, what a fun morning that was. We live in a farming community. We discovered one of the large farming operations in our area offers daily tours. It was fun to see this operation up front and close. Museums, libraries, flea markets, yard sales, antique shops, an unplanned overnight, reading a joke book, funny YouTube videos, or coffee shops can all be inviting places of fun. 

Fun does not have to be expensive or days away. It needs to show up daily in your marriage. Study your spouse and find out what makes them laugh. Then go for it. It will build something refreshing in your marriage. 

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Challenge, Encouragement, Marriage, Men, Postmarital, Premarital, Women

Goals for Our Marriage

We have personal goals, work goals, financial goals and spiritual goals. What are the goals for your marriage? Where is your marriage going and how will you get there?

Sometimes in our marriage we are so today-focused that we do not take the time to think about tomorrow. Where do you desire your marriage to be in a year, five years, or ten years? 

Key: If you do not plant those seeds today, you will never reach your desired “harvest” or goal tomorrow. 

I know, I know, not everyone thinks in terms of goals, especially goals for your marriage, but this blog is written to every marriage out there. You never reach a goal without planning and taking steps toward the goal. 

Mary and I desired to retire our mortgage within ten years. We prayed. We placed extra money on the principle every month. We placed windfalls, tax returns, every extra dollar we could to reach that goal. Month after month and year after year we worked hard and in agreement toward the goal of paying off our home. Did we reach our goal in ten years? No, but that didn’t stop us or discourage us. We plugged away at it and not long thereafter reached our goal. 

For many years we loved taking our family vacations with our children. In time, our children were all married, but they still desired to do a family vacation. We made that happen as often as we could, but at the same time realized we had no personal vacation planned as a couple. 

Our goal became planning a year ahead for a week of vacation by ourselves. We have been doing so ever since. This goal helped us to have a loving, intimate and separate time together without caring, cooking and cleaning for others. 

When you create goals for your marriage, you’ll find yourself identifying areas that need strengthening. As a goal is communicated, prayed through and acted upon, your marriage will grow in connection. Goals for your marriage will keep you focused toward a future desire that will also build intimacy and commitment. 

Set aside some time at the local café and discuss a goal or two for your marriage. You will never regret it!

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Challenge, Issues of the Day, Marriage, Men, Parents, Pornography, Postmarital, Premarital, Singles, Training, Women

The Five-Step Conditioning Process of Pornography

The stats are frightening as pornography use creeps down to eleven-year-old kids. Eighty five percent of teenage young men are viewing porn at an alarming rate. There are over 400 million pornographic pages available on over four million websites. Pornography use is said to increase marital infidelity by 300%! And those are only a few of the statistics available today exposing this horrific cancer in our society. 

How does it grow from curiosity to a full-blown addiction? What is the process that takes place? If we can identify that, we stand somewhat of a chance to avoid an addiction. 

Psychologists tell us there are five steps:

  • Introduction/ exposure – There is some form of exposure to porn, typically by a “friend.” This often takes place during the childhood years. 
  • Habit/compulsion – Those who continually and frequently expose themselves to porn find they have to continually return for more – another high. This begins the chemical process or wash over the brain causing sexual stimulation and the need for more. 
  • Intensification – The previous highs are not enough, so the user looks for more exotic forms of sexual behavior for stimulation. 
  • Desensitization – What is abnormal becomes normal sexually. Nothing is too shocking or aberrant. The concern of hurting others gets lost in the pursuit of the next sexual experience or high. 
  • Acting upon one’s fantasy/imagination – Eventually we will enact upon what we have seen and what we find pleasurable. These behaviors will be required from a spouse, a prostitute, a date or a minor. This often results in rape. 

The escalation of use occurs because we tell ourselves we’re simply being entertained with something that is harmless. After all, God created men, women and sex. But the more porn we feed our brain, the more extreme forms of it are necessary to become aroused. 

Have you ever noticed the number of erectile dysfunction (ED) drugs that are advertised on TV? Do you know why? Pornography. Younger and younger men with a porn addiction cannot function normally due to porn use. The addiction is stealing from them. Real life partners become bad porn. No woman or man can compete with the airbrushed perfect images displayed in pornography.

Pornography is killing marriages today. If you want to undermine or destroy your marriage, pornography use is a good way to do it. It will completely diminish any level of trust that you have built over your years of marriage. Pornography use opens doors that you do not want to open. 

Here’s the truth: pornography is fake! Every page, every site, every movie is fake. All of it is built on lies like, “It’s an innocent distraction; it’s harmless.” Meanwhile, it is literally destroying your life, your marriage and it has the potential to destroy your family. 

Is viewing pornography sin? Yes. We are engaging in sexual immorality and dishonoring God’s design for intimacy within the confines of marriage: one man with one woman. Pornography use will never take us where God ultimately desires to take us in our walk with Him. 

Stay tuned to part two of pornography when we look at some answers to help move away from this sin. 

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Challenge, Children, Issues of the Day, Marriage, Men, Parents, Women

Conflicts in Marriage and How to Resolve Them

Conflicts–we all have them. Can you recall your last conflict with your spouse or your child? 

At the core and simply stated, you desired one thing and the other party desired another. You may have wanted something good, but the goal was blocked by the disagreement. It can be a daily occurrence. 

How do you personally resolve a conflict? How did your parents resolve a conflict or perhaps they didn’t? We tend to follow in their footsteps whether we like it or not. 

First, let’s establish this: conflict in marriage is not wrong. Not resolving conflict is wrong. Conflict that brings us to a solution can be a good thing as long as we honor one another in the process. When conflict turns meanspirited or resorts to name calling and uncontrolled anger, we have crossed a line. 

Here are five steps you can take to help you bring a conflict to a resolve:

  • Understand / Discover

Understand that any two individuals will from time to time come into conflict.  Understanding means listening and not just wanting to be understood. Discover what the conflict is and then identify each person’s understanding of the problem, as well as what goals are blocked by this difference.

  • Set Aside Time; The Right Time

Set aside time to deal with the conflict. When emotions are out of control, take time to step back, calm down, think and then come back together. (The use of a key phrase that signals we will come back together within a specified period of time to deal with the problem can be advantageous, e.g., “We need a cup of coffee.”) The right time is when we are not reacting but rather responding without an inordinate amount of emotion.

  • Agreement and Staying on the Subject

Discover areas that you are in agreement as well as the areas of disagreement. Stay on the subject which represents the immediate conflict. Do not allow the conflict to wander off into other unrelated areas of disagreement.

  • Appreciate and Identify the Needs

Appreciate your spouse’s opinion and what they add to the process. When you value the ideas and feelings of your partner, you value that person. Allow for the needs of each partner to be met. When needs are met, conflict can be resolved and goals can be reached.

  • Explore the Options and Move Toward a Solution 

Explore options of resolution and move toward a solution. Prayer is a vital part of exploring the options and moving toward a solution. Take the time to not only listen to each other, but to the Lord as well.

James 4: 1 and 2 tells us that we fight and argue, trying to get what we want from each other. James then profoundly states we do not get what we want because we do not ask God. 

Your choice – fight and argue or pray and agree.

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Challenge, Just for fun, Marriage, Men, Postmarital, Women

Asking Long-Term Marriage Questions

We were flying all day and came to a pause in our conversation when I decided to start asking my bride of 49 years a few questions. She played along politely. We started with these two queries:

  • What are you enjoying about our marriage relationship in our present season?
  • What is not so enjoyable or a challenge in our present season of marriage?

It provoked some really good and interesting responses. I don’t know about you, but I thoroughly enjoy these types of questions and I think our long-term marriage deserves them. I tend to think long term marriages take way too much for granted and simply fail to dig into the issues at times. For some of us, we’d rather avoid such questions for fear of the answers and what might follow honest responses. 

But for those secure marriages that are deep, communicative and safe, the challenge is welcomed. It’s refreshing to take a break and talk about us, our hopes and our dreams. 

Two more questions that followed were:

  • What are you looking forward to in the next season of marriage?
  • What gives you pause concerning our next season of marriage?

Because we do dream about a “next season,” it is fun to project some thoughts, some “what ifs” and some hopes. If there is a pause or two, then we can discuss that and begin to work our way through it as preventatively as possible. 

One last question we dug into at 35,000 feet:

  • What is on your marriage bucket list?

That was fun! I learned a thing or two. I know her better. I heard her thoughts. I care about our present and our future. 

Try it. There are still things to learn from a long- term marriage.

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