Early on in our marriage our biggest struggle was about money. Since that time, we have learned this topic is a struggle for most couples. Not to assume that it is only a struggle when there are insufficient funds, but, as we discovered, when there are sufficient funds as well. We went on to ascertain that the differences had to do with two areas. Those two areas were financial values and trust. In other words, we did not have the same beliefs when it came to spending and saving and those differences led to not fully trusting each other. This blog entry is dedicated more to finding those roots versus practical budgeting tips. So, here are some root issues to consider when it comes to financial values and trust:
- Do not avoid the money discussion, it will only grow worse. Admit your different views and find the positive in each one.
- Realize that each of you has an important piece to the puzzle. One of you can see what the other does not and together you will have a more complete picture.
- Find where you agree and start there. While Mary and I did not agree on the grocery budget, we did agree that we needed groceries.
- Admit your mistakes in handling money. If you were wrong and purchased a non-budgeted item, admit it and make it right. This will help to rebuild trust.

- Get a hold of the big picture first. Where do you desire to go with your financial resources? This will help you find agreement and unity in vision.
- Find ways to honor one another in the process. If one of you is better with budgeting and finance, then honor that person by giving them the greater financial responsibility.
- Pray together over your finances and listen for God’s direction for your specific needs.
A number of decades ago in my more youthful leadership years, I had a young coworker who excelled at being a thorn in the flesh. He was in the wrong employment at the time, because in actuality the only probable employment for him was to work under no one, but himself. He simply could not be lead and neither did he have any grace for being part of a team. His team was made up of one: himself. While he didn’t realize it, he was a teacher, a great one. He taught me so much about what not to do, how not to act and who not to be. It was painful trying to work with him, but to this day I know I walk in lessons learned from this man.
I was sitting at my desk in the office of our home working on my computer when I felt some tingling on the skin of my right leg. A few seconds later the “tingling” became more pronounced and moved to the side of my right calf. Not thinking much of it, I reached down to scratch that area of my leg. Just then I realized there was something there, something foreign, something warm, something alive. I grabbed the outside of my jeans while at the same time grabbing what was clinging to my leg. It squirmed. It was soft. I squeezed tighter. It squirmed some more in an impossible effort to get away. I squeezed even ti-i-i-ighter. It gave up and became still. I then stood, stomped my right leg on the floor and “it” dropped to the carpet, laying there lifeless.
What might happen if you neglect the important things in life? What if you neglected the maintenance on your car? It just might leave you sitting somewhere unplanned. What if you neglected your health? Eventually, your body begins to break down if the mistreatment is severe enough. Or, what happens if you move into your new home and never repair or update a thing? The neglect will eventually cost you in the devaluation of your property or even costlier repairs. If you neglect your job, you will literally be working toward termination. Neglect your family and relationship issues will grow.

Jesus suffered, as did many men and women of history. It was/is our Lord’s belief that something would be built in us as we would realize…For our present troubles are quite small and won’t last very long. Yet they produce for us an immeasurably great glory that will last forever! (II Corinthians 4:17)
Accountability is not a popular topic these days. We love our freedom and our independence to decide for ourselves without the restriction of someone “looking over our shoulder.” We can find it intrusive and cast it off as, “my business is my business.” The problem with that line of thinking is it’s truly un-biblical. Could you imagine Jesus saying, “Listen to my teaching and watch me heal the sick, but realize that my personal life is none of your business?” Or, how about if Paul the Apostle shared with the church in Corinth, “I am going to call out your sin, but you dare not call out mine?” We simply do not live as unto ourselves.

If the answer to the question of why there is evil in the world is found in the fall of man recorded in Genesis chapter three, then what could possibly change our evil heart? Jeremiah wrote, “The heart is deceitful above all things and beyond cure. Who can understand it?” (17:9) Wow, “beyond cure” and who could possibly “understand it?” That could make us feel that we are without hope and our heart will forever be deceitful. But wait, there is an answer because, “…the Lord searches every heart and understands every motive behind the thoughts.” (I Chronicles 28:9) And the Psalmist, David, prayed, “Create in me a pure heart, O God…” Could that be possible and if so, how?
Sometimes I wish Jesus had picked an easier second commandment to follow like not worshipping idols. That would be really easy to do these days. I think it would provoke me to no end to bow down to a statue and thus, I would not suffer in my flesh or my emotions in obedience. He didn’t give us that option, however.


Thankfulness is a decision. On a recent trip outside of the country, I was talking to a lady who was undergoing chemotherapy. She told me how thankful she was for her health and her life. Her condition and her smile seemed incongruous, but thankfulness oozed from her spirit. Thankfulness made a difference in light of what she was suffering. I stopped to think about how a thankful spirit is so different from that of a critical one. In the Scriptures we are encouraged to give thanks at all times and I suppose she was fulfilling that verse literally, but beyond that she seemed genuinely happy and at peace.
Another idea might be to celebrate communion together as a family and together rejoice in what Christ has sacrificed for us. Perhaps you might want to even read the following verses together before you pray and give thanks to God for all of His blessings:
