Early on in our marriage our biggest struggle was about money. Since that time, we have learned this topic is a struggle for most couples. Not to assume that it is only a struggle when there are insufficient funds, but, as we discovered, when there are sufficient funds as well. We went on to ascertain that the differences had to do with two areas. Those two areas were financial values and trust. In other words, we did not have the same beliefs when it came to spending and saving and those differences led to not fully trusting each other. This blog entry is dedicated more to finding those roots versus practical budgeting tips. So, here are some root issues to consider when it comes to financial values and trust:
- Do not avoid the money discussion, it will only grow worse. Admit your different views and find the positive in each one.
- Realize that each of you has an important piece to the puzzle. One of you can see what the other does not and together you will have a more complete picture.
- Find where you agree and start there. While Mary and I did not agree on the grocery budget, we did agree that we needed groceries.
- Admit your mistakes in handling money. If you were wrong and purchased a non-budgeted item, admit it and make it right. This will help to rebuild trust.

- Get a hold of the big picture first. Where do you desire to go with your financial resources? This will help you find agreement and unity in vision.
- Find ways to honor one another in the process. If one of you is better with budgeting and finance, then honor that person by giving them the greater financial responsibility.
- Pray together over your finances and listen for God’s direction for your specific needs.
I love marriage, being married – my marriage. It is unthinkable to be writing that Mary and I are soon married for 41 years and more in love. It is amazing to be at this place, such a good place. I love “old love.” We’re not as fast as we used to be and neither are we as pain-free, but seriously, love that grows old with someone…there’s nothing like it. At this end of the spectrum, I have something to share about marriage and here are a few of those things:

Jesus suffered, as did many men and women of history. It was/is our Lord’s belief that something would be built in us as we would realize…For our present troubles are quite small and won’t last very long. Yet they produce for us an immeasurably great glory that will last forever! (II Corinthians 4:17)
Author Gary Thomas once proposed this scenario, “You may opt for a divorce, but you cannot ever engage in sex again with anyone else for the rest of your life.” The obvious question that would follow would be just how many couples would actually divorce? Perhaps some women, but I am guessing very few men. I remember studying divorce and remarriage from every angle for our book, Called Together. We wanted to write what was biblically correct, while at the same time not provoke any unnecessary pain in those who have been through such devastation.
Sorry guys, but your wife does not desire you to fix her like you fix the car or repair the broken dryer. But what she does desire is for you to attentively listen to her. I learned this lesson late one evening after a long day at the office counseling couples and individuals. Still in my “counseling mode,” Mary was running her day by me while I kept interrupting her with what she should have said or what she should have done in each case. Finally, in exasperation she quipped, “Oh, you’re the GREAT counselor swooping in to fix me and others!” What…? I was thinking, “She didn’t just respond that way when I was simply trying to help her did she?”








