This is the eighteenth in a series of what traits to look for in a life mate. While the following sets a high standard, one that perhaps few will initially reach, each area identified is an important character trait to look for and inquire about as you consider a lifelong marriage partner.
18. How does this person view finances and is he/she a good steward of personal wealth? What are this person’s financial values? Does he/she pay bills on time? Has this person incurred debt, and if so, what kind of debt is it (e.g., college loans, mortgage or car payments, credit card or consumer debt)? Does this person value saving and giving? What is his/her view of credit card usage? ((Deuteronomy 8:17, 18; Proverbs 11:24, 25, 28; 13:22; 22:1,4,7)
When my wife and I take a couple through premarital and postmarital they must complete a budget sheet that looks at twelve months worth of income and expenses. Over the course of a year, we get a much more complete picture of our finances and our financial values. Can you guess what the outcome is? Most couples are spending more than they take in before they say “I do.” While our government can seem to do that, we cannot. What we’re really talking about is financial values…do we share the same values when it comes to saving, spending and earning? If I look at your credit card statement or bank account, I would be able to tell what you value financially. Have you discussed this with the person you are in a relationship with? So many of life’s marital disagreements end up being about money. 
In the beginning of our marriage, we had financial struggles. As I saw it, Mary was a “spender” and I was a “saver.” Of course in my mind, a saver was the better of the two, but I was wrong. Mary was a giver and I needed to receive and embrace her value of giving. I was concerned for our future and desired more financial security. Mary also needed to take steps to adapt to my value so that the differences actually formed a stronger family financial value. Consequently today, one of our strengths is our financial agreement.
We’ll continue the discussion on finances in the next blog entry…
17. Does this person handle conflict well? What is his/her method of handling conflict in life? Can this person deal with conflict in a healthy manner and effectively work through differences? Does this person avoid it, ignore it or internalize his/her feelings? Does he/she get angry and sulk, get loud and verbally abusive or respond physically? Does this person seek humility or self-justification? (Proverbs 11:2; 15:1; 22:24; 29:11, 22)
16. How do you observe his/her personal relationships? What is the nature of this person’s relationships with parents, siblings, friends, bosses at work or teachers at school, neighbors, co-workers and former significant others? Does this person walk in freedom from past hurts or wounds from peers or authority figures? Does he/she tend to blame others for relational issues, or does he/she take ownership of personal shortcomings? Does this person acknowledge and apologize when he/she is wrong? (Matthew 6: 14; Colossians 3: 12-13; I Timothy 2: 1-2)
15. How does this person spend his/her free time? Does this person understand and demonstrate a healthy balance between work and rest, or is he/she unable to detach from work and enjoy leisure and personal activities? Does this person spend an excessive amount of time using and interacting with technology and social media (e.g., cell phone, internet, television, video games, Facebook)? Is this person pursuing healthy and productive hobbies, activities and interests? How do you spend your free time together? (Matthew 13:1)
One of my favorite New Testament verses states, “That same day Jesus went out of the house and sat by the lake.” I simply love this verse because I crave what it says. Our Lord, on earth with a three and one half-year window, took the necessary time to sit by the lake. What was He doing? That’s just it, He wasn’t “doing” He was being. He took time out to rest, to reflect, to breath in the fresh air that surrounds the tranquil presence of water. We live in a culture that is noisy and full of time-stealing stuff. Can you, can this person you are interested in take the time to “sit by the lake” and enjoy each other along with His presence? Work is a gift from God and so is rest. How do you like to rest? Does this special person allow you to just take a break, leave you alone and stop constantly calling or texting? Can you honor them and do the same? We are, at times, too accessible to one another. Life is a balancing act in order to maintain our spiritual, physical and emotional health.
14. Is this person serving others? Is there a personal or developing compassion for others, or is there too much attention devoted to self? What do you observe to be his/her life balance of caring for others in contrast to personal priorities such as: work, rest, play, television, family, friends, your dating relationship, etc? (Romans 15:1-3; Philippians 2:3-8)
13. Can you identify the use of this person’s spiritual and natural gifts? What gifts does this person have and is he/she faithfully using and sharing these gifts in service to God and others? Is this person training others in these gifts and multiplying what God has given to him/her? Does he/she recognize that these are God’s gifts not for one’s own profit, esteem or personal gain? (Romans 11:29, 12:6; I Corinthians 12:4)
12. Is this person walking in high moral character, purity and integrity (continued)? Does this person exhibit any questionable behavior or tendencies toward lying, exaggerating or story telling? Are there any unexplained or irrational behaviors that he/she or you excuse? Is his/her character ever called into question? Is this person forthright, open and honest with you even if it makes him/her look bad? What does integrity mean to this person? Does it mean more than looking good in the sight of others? Does he/she hold a biblical view of purity and holiness and is their definition of purity holiness the same as yours? (Galatians 1:10; Proverbs 10:9, 11:3, 12:22)
11. Is this person walking in high moral character, purity and integrity? Does this person exhibit any questionable behavior or tendencies toward lying, exaggerating or story telling? Are there any unexplained or irrational behaviors that he/she or you excuse? Is his/her character ever called into question? Is this person forthright, open and honest with you even if it makes him/her look bad? What does integrity mean to this person? Does it mean more than looking good in the sight of others? Does he/she hold a biblical view of purity and holiness and is their definition of purity holiness the same as yours? (Galatians 1:10; Proverbs 10:9, 11:3)
10. From whom does this person seek wisdom and wise counsel? The last two posts were about accountability. This post is about the practice of that accountability through seeking wise counsel. Is he/she willing to admit to not knowing all the answers and to seek others who may have wise counsel? Before making important decision, does this person seek input from trusted mentors? (James 1:5; Proverbs 12:15) Proverbs 12:15 says that our “way” seems right to us, …”but a wise man listens to advice.” According to this Proverb, one would first need to humble themselves and seek advice and then be a ready listener.
9. Does this person walk in accountability (continued)? Does this person have a mentoring relationship with a pastor or other spiritual leader, someone they have given authority to speak into his/her life, to provide challenge and correction? Is he/she mentoring others? Is he/she committed to a local church fellowship? Can you speak into his/her life freely and can this person receive your input? Is this person accountable with personal possessions, finances and their spiritual disciplines? Do you feel any ongoing resistance when it comes to the discipline of accountability or submission to spiritual authority? (Hebrews 4:13)