If you are married any length of time, you quickly discovered that this person who you thought was just like you was in reality quite different from you. In fact, you may have wondered where this new person came from and where your former husband or wife went. Counselors will tell us that most couples know how to fight, but what they do not know how to do is resolve their conflicts. We’re good at stating our cause, defending our side and being right. But, if the goal is being right, then one of you has to admit being wrong. We all know how hard that confession becomes.
One day I was complaining to God about how often I have to apologize to my wife. So, I asked Him why is that so frequently the case. His answer? Because I was the one who was so often wrong – ouch. James 4 asks an interesting question, “Where do fights and quarrels come from among you?” Great question wouldn’t you say? What’s the answer? “Don’t they come from your desires that battle within you? You want something but you don’t get it.” Think of your last fight or disagreement. You wanted one thing and your spouse wanted another. Maybe both of you wanted something good, but it turned into a “who is right” rather than doing what James further encourages us to do.
“You quarrel and you fight. You do not have, because you do not ask God.” Rather than fighting, God wants us to ask Him – pray together. After all, what’s more powerful than disagreement? Agreement.
21. Do I love and respect myself enough to say “yes” to healthy relationships and “no” to unhealthy relationships? The following are a few questions to ask yourself:

20. Can this person forgive and release? Does this person get offended quickly? Does he/she hold grudges? Does conflict help him/her to grow and become better or bitter? Does he/she avoid others, grow quiet or become angry when those relationships present challenges or confrontation? (Colossians 3:13; Ephesians 4:32)
19. How does this person view finances and is he/she a good steward of personal wealth? (Continued) How did your family of origin handle finances? Were the bills paid on time? Did your parents incur a lot of debt? Were your parents generous with their money and incorporate a spirit of giving or were they always “tight” with their finances? Did they argue a lot or agree on the use of money? (Ecclesiastes 5:10; Matthew 6:24; I Peter 5:2; Luke 19: 11-27)
Agreement in the use of money is far more powerful (not to mention life-giving to marriage) than disagreement. When we agree on the use of our money, it releases the blessing of unity. This is illustrated in Luke chapter 19 in the parable of the ten Minas. The servants were told by their master to “put this money to work…” Later the master returned …”to find out what they had gained…” The trustworthy ones did in fact invest the money and realized a gain and were given greater responsibility and authority. They reaped what they sowed. The servant who responded in fear, gained nothing and what he had, was given to the one who gained the most because he acted the most trustworthy.